Richton Funding
Cash When You Need It!
FAQ
1. How easy is it to get approved for funding?
If you’ve been in business for at least a year and have proven credit card receivables we can usually approve your application over the phone.
2. How can I use the cash?
You may use your cash advance for any business purpose.
3. How does it work?
Richton Funding offers cash advance services in exchange for a percentage of incoming credit card receivables. We also leverage our existing relationships with established financial institutions to offer your business related financial solutions including credit card payment services.
4. Will I qualify?
Over 80% of applicants qualify for our services. If you have been in business for over a year chances are good that you will qualify for a cash advance.
5. How much will I qualify for?
For example if your business currently has $10,000 in receivables per month, we can offer from $15,000 to $50,000 in working capital.
6. How much does it cost to use Richton Funding Merchant Services?
It costs nothing upfront . Instead, you pay us a small percentage of your incoming credit card receivables.
7. How soon will I receive the cash?
Most business receive funding within 3 days of approval.
8. Will I receive the same low rates as my credit card processor?
We offer an industry competitive credit-card processing rate.
9. Will I be able to monitor my account activity?
Yes. Our customer services representatives are available during regular business hours to answer any questions you may have about your account.
10. What if I already have a business loan?
It doesn’t matter if you already have a business loan. We are here to help you expand your business. If you qualify for funding you may even use the cash to pay your existing business loan.
11. Do I have to provide a personal guarantee?
No, you do not have to provide a personal guarantee
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